Have You Experienced God's Grace?
This is an extremely important question. I hope you can answer ‘Yes!’ Many explain God’s Grace as:  God’s Righteousness At Christ’s Expense.  
God’s—I am referring to God as revealed in the Bible. The Bible says God is Creative, Expressive, Holy and Merciful.
1.          God is Creative:  The first words of Scripture are that “God created the heaven and the earth. All around you God’s creative power is clearly seen. He also created you with an eternal soul.  “God breathed into man the breath of life.”
2.          God is Expressive:  God speaks. The third verse of the Bible begins with “And God said.” He made people in His likeness. Just as you enjoy communication so God enjoys communication. The Bible is God’s self revelation. It is the Word of God. So we must turn there to see what He says about receiving Grace.
3.          God is Holy:  God’s nature is completely without sin. “Your eyes are too pure to approve evil, And You can not look on wickedness with favor (Hab. 1:13)”
4.          God is Love:  Not only is God holy, but He is also love. He wants to shower His love on you through His grace. How can God uphold His holiness (demanding sinless perfection) and still be loving (forgiving your sin)? That is the question that the rest of this card answers:  
Righteousness—The next word in the acrostic is a long one but it is packed with meaning. Being righteous is meeting a certain standard. An athletic event may have certain standards that an athlete must meet before they compete (e.g. being drug free). If an athlete meets that standard he is righteous in the eyes of the committee—the athlete is meeting their demands. But what does it take to meet God’s standard? You remember the third aspect of God’s character? God is holy. So He demands absolute perfection. This leaves all the world coming up short (Rom. 3:23), because “all have sinned.” You have either lied, hated or committed envy. These broken laws cannot just be swept under the rug. So how can you meet God’s standard? You need someone else’s right standing given to you—and that is grace.
At Christ’s Expense: Jesus is God’s Son. He was perfect and met all of God’s demands. He alone was the righteous One. God the Father said to Jesus: “This is My beloved Son; with Whom I am well pleased (Matthew 17:5).” Jesus lived a perfect life in order to meet God’s demands. 
This is the essence of Grace: God the Father allows His Son’s righteousness to count for you! And He allows your sin to be placed on His Son! That is the Gospel of God’s saving grace. God the Father accepts you because of the right standing of His Son. And He places your sin on His Son as a sacrifice. When Jesus died on the cross He paid the penalty for your sin. That is why He was called “The Lamb of God Who takes away the sin of the world (John 1:29).” Your sin is not just swept under the carpet—it is dealt with once and for all at the cross!
So how is this grace received? The Bible says repent and believe the Gospel. Repent: You must turn from your sin. You do not stop sinning on your own. But you must give God your sin and all of your life. You must change your mind about yourself and your sin. Believe: You must simply trust that this Gospel message is true. Do you believe that Jesus died and rose again according to the Scriptures? Do you believe that God can accept you on the basis of His death on your behalf? If so then call upon Him and ask Him to forgive you of your sin and save you. Not based on your works but on GRACE! The Bible says that whoever calls upon the name of the Lord will be saved. “For by Grace are you saved through faith and not of your selves it is the gift of God (Eph 2:8).”